Financing with Our Dealership

Inver Grove Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Inver Grove Ford Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Inver Grove Ford can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Finance Resources near Me

Welcome to Our Financing Department

Your privacy is important to us.

Inver Grove Ford takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Finance Center

At Inver Grove Ford, we know local drivers are looking for both thrill and stability, which is exactly what our finance center brings to the table. If you’re looking to lock down your next ride near Inver Grove Heights, Bloomington, and Woodbury, Minnesota, choose to do so with pros that put you first.

Meet Our Ford Financing Team

Money talk can feel complicated, but our Ford finance center keeps things simple and relaxed. Walk through our doors or give us a call, and you’ll find a team of friendly professionals ready to guide you through every option.

Our process is all about collaboration. We sit down one-on-one, chat through your credit history, income, and what you’re looking for, and explore all the possibilities. Good credit? We know how to put it to work. Need a fresh start? We specialize in car loans for every background, even if you’re building credit for the first time.

You might be surprised at just how many options are on the table. Our long-standing relationships with banks and lenders give us the flexibility to design plans that work for all kinds of situations.

Buying vs Leasing a Ford

This is a crossroads where most folks need a little guidance: should you buy or should you lease? Our team loves breaking down the difference, because there’s a lot of myth out there.

Leasing can be especially helpful if you crave the latest features or want to keep payments lower. Buying gives you the keys for keeps, and over time, your payments stop altogether. We’ll walk you through all the small details so you’ll feel confident in your decision, with a clear understanding of every option.

Have an existing lease with another dealership? Our experts can help you sort out the next steps and maximize your equity. In fact, we’re always in the market for well-kept vehicles, so if you have equity in your current lease, give us a shout. You could walk away with some extra cash or use it as a down payment on your next Ford.

Your Digital Finance Toolkit

Who says you have to do everything the old-fashioned way? Our online tools are here to make life easier before you ever set foot in the dealership.

  • Value Your Trade: Curious about your car’s value? Use this tool to enter some quick details, and get an instant, data-driven estimate.
  • Payment Calculator: Wondering what your payment might look like? Try this tool to see how term length, down payment, and rates affect your monthly plan.
  • Online Financing Application: Ready to take the next step? Apply for pre-approval, and your info goes straight to our finance team for review.

Remember to check out our specials: vehicle discounts, service offers, and exclusive deals pop up regularly, giving you even more ways to save. Every online resource is mobile-friendly and updated regularly, so you can explore your options anytime, anywhere.

Shop & Buy Online

If you’d rather stay cozy at home, we’ve built the perfect option for you. With ClearPrice Direct, you can shop, finance, and even take delivery without ever stepping foot in the dealership. Here’s how it plays out:

  • Choose a Car: Search our inventory and book a test drive.
  • Calculate My Payment: Tweak your terms and get instant, real-world figures.
  • Value Your Trade: Share your vehicle info and get a market-based estimate.
  • Secure Financing: Apply for pre-approval and get a real decision, quick as can be.

Every step puts you in the driver’s seat, with full transparency at each turn. Time saved is time you can spend on the road, or anywhere else you want to be.

Contact Our Finance Center


At Inver Grove Ford, we bring local experience, friendly expertise, and a passion for helping you drive home happy. Browse our inventory online, drop by near Inver Grove Heights, Bloomington, and Woodbury, MN, or reach out to start the conversation.

  1. Inver Grove Ford

    4725 S Robert Trail
    Inver Grove Heights, MN 55077-1108

    • Sales: 651-451-2201
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Get in Touch

  • Contact our Sales Department at: 651-451-2201
  • Monday - Thursday8:30am-8pm
  • Friday - Saturday8:30am-6pm
  • SundayClosed