Financing with Our Dealership

Inver Grove Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

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Should You Lease Your New Inver Grove Ford Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Inver Grove Ford can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Finance Resources near Me

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Welcome to Our Financing Department

Used or New Ford Car Financing in Inver Grove Heights

During any point in your shopping process, the discussion of Ford financing is an important one to have, which is why our team at Inver Grove Ford is available for all your questions. Discussing the option to lease or buy, how much to put as a down payment, and more are often the last thing on the mind of Minneapolis and St. Paul drivers, but we make it easier for you.

Loan or Lease? The Inver Grove Ford Team Helps You Choose

With the expert guidance of our finance team, drivers across Inver Grove Heights find the perfect loan or lease for their budgets. Whether you prefer a lower monthly payment and the ability to trade up every couple of years with a new-vehicle lease, or you prefer the freedom to drive as many miles as you want and keep your vehicle for a long time with a loan and purchase agreement, we want to help. Unsure which of these financing deals is right for you? We'll walk you through each one step by step and, together, we can find the best route for you to get the new vehicle you need.

Ready to Learn More? Get Started with Us Today

Discovering your favorite new Ford model is only part of the process, and our team here at Inver Grove Ford is ready to help you take the next step. We're proud to serve all of our Cottage Grove and Hastings customers here in Inver Grove Heights, and we see that your experience is complete with the highest level of service possible. Visit us today to get started toward finding the perfect new car, truck or SUV for your budget.

Your privacy is important to us.

Inver Grove Ford takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Inver Grove Ford

    4725 S Robert Trail
    Inver Grove Heights, MN 55077-1108

    • Sales: 651-451-2201
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Get in Touch

  • Contact our Sales Department at: 651-451-2201
  • Monday - Thursday8:30am-8pm
  • Friday - Saturday8:30am-6pm
  • SundayClosed